Accessibility helpSkip to navigationSkip to main contentSkip to footer
  • Sign In
  • Subscribe
Open side navigation menuOpen search bar
Financial Times
SubscribeSign In
  • Home
  • World
    Sections
    • World Home
    • Middle East war
    • Global Economy
    • UK
    • US
    • China
    • Africa
    • Asia Pacific
    • Emerging Markets
    • Europe
    • War in Ukraine
    • Americas
    • Middle East & North Africa
    Most Read
    • Trump pauses US plan to guide ships through Strait of Hormuz
    • The age of the American Pharaoh
    • Welcome to the Great Hunkering Down
    • Global oil reserves plunge at record pace as Middle East war strains supplies
    • Reeves clashed with Bessent over Iran war criticism
  • US
    Sections
    • US Home
    • US Economy
    • US Companies
    • US Politics & Policy
    Most Read
    • Trump pauses US plan to guide ships through Strait of Hormuz
    • The age of the American Pharaoh
    • Welcome to the Great Hunkering Down
    • Global oil reserves plunge at record pace as Middle East war strains supplies
    • Reeves clashed with Bessent over Iran war criticism
  • Companies
    Sections
    • Companies Home
    • Energy
    • Financials
    • Health
    • Industrials
    • Media
    • Professional Services
    • Retail & Consumer
    • Tech Sector
    • Telecoms
    • Transport
    Most Read
    • Global oil reserves plunge at record pace as Middle East war strains supplies
    • KKR at 50: ‘It used to be easy in the old days’
    • Meta plans advanced ‘agentic’ AI assistant for consumers
    • SEC moves to scrap quarterly reporting requirement
    • HSBC profits hit by $400mn ‘fraud-related’ exposure
  • Tech
    Sections
    • Tech Home
    • Artificial intelligence
    • Semiconductors
    • Cyber Security
    • Social Media
    Most Read
    • Meta plans advanced ‘agentic’ AI assistant for consumers
    • Apple reaches $250mn settlement over delayed ‘AI Siri’
    • Meta and Zuckerberg sued by publishers over ‘massive’ copyright infringement
    • OpenAI president defends motives in for-profit restructuring as he reveals $30bn stake
    • Coinbase to cut jobs and rebuild the group as an ‘intelligence’
  • Markets
    Sections
    • Markets Home
    • Alphaville
    • Markets Data
    • Crypto
    • Bonds
    • Commodities
    • Currencies
    • Equities
    • Monetary Policy Radar
    • Wealth Management
    • Moral Money
    • ETF Hub
    • Asset management
    • Trading
    Most Read
    • Global oil reserves plunge at record pace as Middle East war strains supplies
    • KKR at 50: ‘It used to be easy in the old days’
    • SEC moves to scrap quarterly reporting requirement
    • UK long-term borrowing costs hit highest level since 1998
    • Bypassing the Strait of Hormuz
  • Climate
  • Opinion
    Sections
    • Opinion Home
    • Columnists
    • The FT View
    • The Big Read
    • Lex
    • Obituaries
    • Letters
    Most Read
    • The age of the American Pharaoh
    • Welcome to the Great Hunkering Down
    • Bypassing the Strait of Hormuz
    • When rare viruses return
    • The oil price crunch is looming
  • Lex
  • Work & Careers
    Sections
    • Work & Careers Home
    • Business School Rankings
    • Business Education
    • Europe's Start-Up Hubs
    • Entrepreneurship
    • Recruitment
    • Business Books
    • Business Travel
    • Working It
    Most Read
    • Lessons from the agentic AI trailblazers
    • Control Science — a one-sided case against managers
    • How to do the Venice Biennale without the burnout
    • Recruiters turn to AI in quest to find the perfect connection
    • Business school professors’ picks
  • Life & Arts
    Sections
    • Life & Arts Home
    • Arts
    • Books
    • Food & Drink
    • FT Magazine
    • House & Home
    • Style
    • Puzzles
    • Travel
    • FT Globetrotter
    Most Read
    • Bubbles, breast plates and only one Bezos: a recap of the Met Gala carpet
    • At 100, Route 66 still ties the US and the world together
    • Calling all foodies who can’t face cooking. There’s a delivery service for you
    • What sunglasses tribe are you?
    • Mon Cher Amour — Camus, Maria Casarès and a love story in letters
  • How To Spend It
MenuSearch
  • Home
  • World
  • US
  • Companies
  • Tech
  • Markets
  • Climate
  • Opinion
  • Lex
  • Work & Careers
  • Life & Arts
  • How To Spend It
Financial Times
SubscribeSign In

Annuities

  • Friday, 10 April, 2026
    Demographics and population
    Annuities look more attractive in wake of inflation fears, say advisers

    Benefits of a fixed and stable income set to play more prominent role in retirement planning

    Montage image of a padlock, a line chart, and one pound coins
  • Monday, 27 October, 2025
    Workplace pensions
    Legal & General agrees £4.6bn UK pensions buyout deal with Ford

    Agreement comes as insurer seeks to ward off competition in lucrative transfer market for pension risk

    Legal & General logo with a multicolored umbrella is reflected on the glass of the headquarters building in London
  • Saturday, 6 September, 2025
    Gilts
    How rising bond yields are boosting annuity buyers

    Retirees benefit from the jump in borrowing costs — but other investors should be wary

  • Thursday, 10 July, 2025
    Financial services
    L&G agrees up to $20bn private credit partnership with Blackstone

    Deal is latest example of European insurance and pension groups tapping fast-growing asset class

    Montage of L&G chief executive António Simões and the L&G umbrella logo
  • Saturday, 14 June, 2025
    Insight & Comment
    Why you should worry more about inflation in retirement

    Advisers recommend a mixture of guaranteed income alongside a flexible portfolio of drawdown assets

    Moira O'Neill
    Illustration of a woman on the beach looking at a wave spiking like a line chart that is blocking the sunset
  • Friday, 18 April, 2025
    Personal Finance
    How I’m staying calm when markets are uncertain

    Are you buying the dip, battening down the hatches or carrying on as normal?

    Claer Barrett
    Illustration of a small sailboat approaching a big wave made of arrows
  • Saturday, 15 March, 2025
    Retirement
    Joint-life annuity rates at 17-year high

    Income offered on retirement products highest since global financial crisis

    An older couple walking on a hillside
  • Wednesday, 12 February, 2025
    Retirement
    Annuity sales soar to 10-year high

    Higher rates and economic fears persuade retirees to opt for guaranteed incomes

    A retired couple look out to sea at Plymouth, UK
  • Friday, 16 August, 2024
    Insurance
    UK annuities on track for best sales in a decade

    Higher interest rates and new rules push people back to retirement products with guaranteed incomes

    A woman and a man look out towards the beach while sitting on a bench
  • Friday, 2 February, 2024
    Retirement
    Pension planning: annuities back on the table

    Higher interest rates have boosted income for life options

  • Tuesday, 16 January, 2024
    Retirement
    Annuities — we want your views

    Do you enjoy peace of mind, or do you regret this retirement decision?

    A serious-looking woman reads a letter
  • Sunday, 29 October, 2023
    Personal pensions
    Lex. Defined Contribution pensions: the lifestyle you ordered is currently out of stock

    UK pension reforms in 2014 gave retirees greater flexibility

    Premium content
    The Pension Regulator’s website
  • Monday, 4 September, 2023
    Retirement
    Standard Life returns to the annuities market

    Product’s popularity has been reinvigorated as rates have increased

    A retirement age couple, walking by a beach
  • Thursday, 31 August, 2023
    Retirement
    Would an annuity work for you?

    Check your personal circumstances, as what’s right for one person is not for another

  • Friday, 25 August, 2023
    Personal pensions
    Annuity sales jump on high interest rates

    Savers opt for income security as markets fluctuate

    A retirement age couple seated on a seafront
  • Friday, 21 July, 2023
    Personal Finance
    Annuities look sexy again: should Barbie buy one at 64?

    There are arguments for and against even with today’s wobbling stock market

    Moira O'Neill
  • Wednesday, 5 July, 2023
    Legal & General Group PLC
    Lex. L&G/annuities: bulks end their sulks foreseeing £1.2tn opportunity

    But capital is tied up for a long time and profits are spread well into the future

    Premium content
    Incoming boss António Simões will start on the front foot
  • Friday, 6 January, 2023
    Pensions
    Savers look to pension annuities as rates soar

    But any drop in rates later in 2023 could hit demand recovery

  • Thursday, 29 December, 2022
    American Equity Investment Life Holding Co
    How an insurer in Iowa became the most coveted asset on Wall Street

    American Equity’s chief executive battles to keep annuity provider independent as acquirers circle

    Anant Bhalla
  • Wednesday, 23 November, 2022
    Insight & Comment
    Is it time to take the annuities gamble?

    Rates are up 40 per cent this year — but there is much to consider

    Charles Calkin
    Harriet Walter as Fanny Dashwood in the 1995 film “Sense and Sensibility”
  • Friday, 7 October, 2022
    Insight & Comment
    Time to switch out of a defined benefit pension?

    Rising rates make annuities attractive for DB pensioners but they’re not right for all

    Moira O'Neill
    A pound coin balanced on a dictionary displaying the words pension fund
  • Wednesday, 28 September, 2022
    Pensions
    What does the bond rout mean for my pension?

    Fallout from UK chancellor’s mini-Budget spreads from property to retirement

    Piggy bank and market fall montage
  • Thursday, 8 September, 2022
    Rothesay Life Ltd
    Rothesay chief Loudiadis to step down after 15 years

    Addy Loudiadis will hand over the reins of the pension insurance specialist after helping to create the market

    Addy Loudiadis
  • Tuesday, 25 January, 2022
    Media
    Apollo-led group buys songbook of ‘Despacito’ singer Luis Fonsi

    Deal with HarbourView comes as Wall Street chases returns from music copyrights

  • Saturday, 27 November, 2021
    Insight & Comment
    Annuities deserve a fresh look

    Older pensioners can benefit from out-of-favour retirement instruments

    Steve Webb
Previous page1Next page

Useful links

Support

Help CentreContact UsAbout UsAccessibilityCareersSuppliers

Legal & Privacy

Terms & ConditionsPrivacy PolicyCookie PolicyManage CookiesCopyrightSlavery Statement & Policies

Services

Share News Tips SecurelyIndividual SubscriptionsProfessional SubscriptionsRepublishingExecutive Job SearchAdvertise with the FTFollow the FT on XFT ChannelsFT Schools

Tools

PortfolioFT AppFT Digital EditionFT EditAlerts HubBusiness School RankingsSubscription ManagerNews feedNewslettersCurrency Converter

Community & Events

FT Live EventsFT ForumsFT Leaders Academy

More from the FT Group

Markets data delayed by at least 15 minutes. © THE FINANCIAL TIMES LTD 2026. FT and ‘Financial Times’ are trademarks of The Financial Times Ltd.
The Financial Times and its journalism are subject to a self-regulation regime under the FT Editorial Code of Practice.
Edition:International
UK
Subscribe for full access

Top sections

  • Home
  • World
    • Middle East war
    • Global Economy
    • UK
    • US
    • China
    • Africa
    • Asia Pacific
    • Emerging Markets
    • Europe
    • War in Ukraine
    • Americas
    • Middle East & North Africa
  • US
    • US Economy
    • US Companies
    • US Politics & Policy
  • Companies
    • Energy
    • Financials
    • Health
    • Industrials
    • Media
    • Professional Services
    • Retail & Consumer
    • Tech Sector
    • Telecoms
    • Transport
  • Tech
    • Artificial intelligence
    • Semiconductors
    • Cyber Security
    • Social Media
  • Markets
    • Alphaville
    • Markets Data
    • Crypto
    • Bonds
    • Commodities
    • Currencies
    • Equities
    • Monetary Policy Radar
    • Wealth Management
    • Moral Money
    • ETF Hub
    • Asset management
    • Trading
  • Climate
  • Opinion
    • Columnists
    • The FT View
    • The Big Read
    • Lex
    • Obituaries
    • Letters
  • Lex
  • Work & Careers
    • Business School Rankings
    • Business Education
    • Europe's Start-Up Hubs
    • Entrepreneurship
    • Recruitment
    • Business Books
    • Business Travel
    • Working It
  • Life & Arts
    • Arts
    • Books
    • Food & Drink
    • FT Magazine
    • House & Home
    • Style
    • Puzzles
    • Travel
    • FT Globetrotter
  • Personal Finance
    • Property & Mortgages
    • Investments
    • Pensions
    • Tax
    • Banking & Savings
    • Advice & Comment
  • How To Spend It
  • Special Reports

FT recommends

  • Alphaville
  • FT Edit
  • Lunch with the FT
  • FT Globetrotter
  • #techAsia
  • Moral Money
  • Visual and data journalism
  • Newsletters
  • Video
  • Podcasts
  • News feed
  • FT Schools
  • FT Live Events
  • FT Forums
  • FT Leaders Academy
  • myFT
  • Portfolio
  • FT Digital Edition
  • Crossword
  • Our Apps
  • Help Centre
  • Subscribe
  • Sign In