People on controversial UK student loan plan each owe over £40,000 on average People on ‘plan 2’ owe four times as much as those on previous systemLower rates or higher thresholds — how Keir Starmer can make student loans ‘fairer’The central question for the UK prime minister and his chancellor is who benefits from the different policy optionsKeir Starmer promises to look at making student loans system ‘fairer’PM pressed by Kemi Badenoch to cut interest rates charged to graduates but some Labour MPs want alternative planStudent loans show that hard policy choices will only get harderThe debate over university funding is a good example of the intractable challenges facing the UK governmentIt’s time to phase out student loansThe scheme is, as critics claim, a tax on the majority of British graduates — it’s time the state did the honest thingBritain’s inequitable student loan systemGraduate discontent is growing over their repayment termsMore from this SeriesThe student loan system — and its danger for Keir Starmer and LabourGrowing anger among millions of graduates who face decades of debt is causing unease in WestminsterWill student loans be the next mis-selling scandal? Graduates are in uproar about Budget changes to loan repayment terms, and they have a pointIt’s time we had a proper debate about funding university educationChanges to student loans have, in effect, privatised undergraduate teaching in England