It’s tempting to blow the lump sum on a sports car — but the more sensible option may be to take it in small amounts like regular income
New legislation pushing the mandatory allocation of investments into private assets conflicts with the fiduciary duty of trustees
Unused retirement savings could be taxed as part of overall estates after next year’s reforms
Regulator to change capital rules on ‘funded reinsurance’ over concerns sector is exploiting arbitrage
Government outlines safeguards to resolve a stand-off with peers over legislation
British pension schemes will soon be forced to support my portfolio
Consortium, which includes Prudential Financial, would help fund buyouts of defined-benefit schemes
Minister lacks ‘confidence’ in outsourcer’s ability to implement and transition to new operating model
Industry regulator has written to 58 schemes to warn about their exposure to hard-to-sell investments
Having a safe store of ready money is wise. But holding a significant proportion of assets in cash is a big long-term risk to savings
Ensuring a fund lasts at least 30 years is trickier with asset values falling and prices soaring
Deal comes as large insurers and asset managers compete more aggressively for UK pension assets
Workplace pension scheme targets 30% allocation to private markets by 2030 despite growing strains on asset class
Trump wants retirees’ money in private credit, but it’s a bad idea at this stage of the cycle
Benefits of a fixed and stable income set to play more prominent role in retirement planning
Pension experts criticise government’s refusal to extend deadline to pay IHT from six months to 12 months
Asset manager teams up with Greater Manchester Pension Fund for £1bn joint venture as government seeks more private finance
US Department of Labor to offer plan administrators safe harbour process for selecting alternative investments
Draft law was rejected by the House of Lords but government is planning to table a compromise after Easter
Some schemes are sitting on excess funds averaging £50,000 per member
Banks accused of backtracking on their climate risk pledges ahead of annual meetings
Policymakers need to think about the costs of having a generation of retirees not on the property ladder
Chancellor’s targeting of pensions prompts more people to take out insurance, say industry figures
Lords resist government proposal to force pension funds to invest in specific assets
Individual investors should be wary of the claims made — especially when they come from politicians
