The Rate-Cutting Home Insurer With a Really Low Loss Ratio

Rates were cut in Louisiana in February? The state that's in turmoil over climbing premiums and fleeing carriers? Meet the insurer that bucked the trend.

Here Are the Industry’s Likely Casualties of the AI Revolution

Older people and women are more at risk as the pace of AI adoption increases. For the insurance industry, several categories of workers may be especially in trouble.

These Home Insurers Had the Lowest — and Highest — Loss Ratios in 2025

The capriciousness of natural disasters drove very different 2025 loss-ratio outcomes in homeowners insurance, as Florida carriers were spared from hurricanes but Los Angeles insurers were slammed by wildfires.